Service Providers  
 
* Payroll Services

* Human Resources Management

* Direct Deposit

* Tax Services

* Payroll Payment Plan
* Employee Background Screening

* Premium Only Plan

* Worker's Compensation

* 401(k)

Payroll Services | Back to Top

LCK Services makes payroll services simple and extremely affordable! Our rapid growth and tremendous success is driven by our integrated approach; we combine a full range of products and services. These include direct deposit, worker’s compensation, 401(k), medical and dental benefits with the flexibility and convenience you deserve. Our goal is to serve you. It is important to have an accurate and affordable Payroll Service Company you can trust in today’s complex business environment.

We offer you a variety of options to report your payroll including fax, e-mail, or even directly from your time clock. We will calculate your payroll amounts including employer and employee taxes. Once payroll is processed, you'll receive easy-to-read payroll checks and reports. We GUARANTEE prompt delivery.



Human Resources Management | Back to Top

LCK Services takes great pride in the experience we bring in managing your Human Resources department as “our own.” LCK Services has knowledgeable and professional staff with years of experience in personnel administration and management. You can rest assured that all legal responsibilities of having employees and treating them with respect are always the way we do business. We are fully knowledgeable of proper procedures regarding hiring, disciplining and, if necessary, terminating an employee which will protect you from any future legal obligations. We can help prepare employee handbooks as well as assure you that laws regarding COBRA and EEO compliance are followed. Allowing LCK Services to initialize and maintain your Human Resources department are one of the many great benefits we’re here to offer you.



Direct Deposit | Back to Top

Direct deposit is a safe, simple and cost effective way of electronically depositing employees’ wages and saving them the trip to the bank. The risk of check fraud is eliminated since employee’s funds are automatically transferred into their own personal bank accounts. Employee funds can be deposited into several bank accounts, even if they are on vacation or away on a business trip. With LCK Services electronic process of direct deposit, your employees' will be grateful that they have one less thing to worry about and so will you! We strongly encourage Direct Deposit.



Tax Services | Back to Top

LCK Services gives you the ability to eliminate the stress and hassle that tax compliance can bring. We assume full responsibility with our automated tax services. With the constant changes in tax laws and compliance issues, it’s hard to constantly keep track. We relieve you of all liability for the calculation, collection and payment of your payroll taxes each payroll cycle. At the end of every pay period we will debit your bank account for payment of Social Security Taxes, Federal and State Withholdings, and Federal and State Unemployment Taxes.

EMPLOYER BENEFITS:

• Worry free system

• Balanced Payroll

• Great savings on accounting fees

• Detailed reports on tax status each payroll

• Evens out cash-flow by debiting taxes due on each payroll

• LCK Services files all necessary payroll tax forms on your behalf



Payroll Payment Plan | Back to Top

Why waste time signing an endless number of payroll checks when we can fulfill that service for you automatically. Our Payroll Payment Plan is effective and easy giving you the “no hassle” payroll option. This service combines checks drawn from an LCK SERVICES account and direct deposit to create the Payroll Payment Plan. Having your net payroll drawn from an in-house account simplifies the accounting process, thus leaving the reconciliation to us. You’ll be pleased with the end result which provides safe and flexible payroll options for your employees as well as eliminating the need for a separate payroll account.



Employee Background Screening | Back to Top

Our employee background screening service allows you the ability to devote your valuable resources and full attention to managing the daily operations of your business. Our in house pre-employment screening service allows you to submit your requests and view your results in a timely fashion without the hassle of an outside sources extra expense. With our new in house background screening service, as an employer you'll enjoy the following benefits:
• Less employee turnover by getting the right facts up front
• Less vulnerability to litigation resulting from unqualified staffing

• Better protection of your assets with proper documentation of employee records

• Legal compliance with pre-employment screening laws and regulations (an increasingly complex task for businesses)

• Free your Human Resource department from being tied up with unqualified applicants

• Clear and concise invoicing that is broken down by location

• Perform searches to verify social security number, address, driving record, criminal record, prior employment and more!

Our in house search services are all very reliable making them easy to use and turning around the fastest, most accurate results possible.

Consulting with your legal counsel for specifics is always recommended.



Premium Only Plan | Back to Top

If your employees pay a portion of their health care insurance premiums, LCK Services can increase their net pay and simultaneously reduce your company's payroll taxes. You might question our secret; it’s the deduction of our employee health care insurance premiums which are subtracted prior to calculating the employee's taxable gross wages (thus allowing the reduction of the taxable gross amount for both employer and employee).

EMPLOYER ADVANTAGES:

• Simple set-up

• Administered by LCK Services

• 5500 Form filled out by LCK Services

• Saves money by reducing payroll taxes

• Creates employee awareness of company benefits

• Provides a competitive recruiting tool for employers to attract and retain quality employees

EMPLOYEE ADVANTAGES:

• Make health benefits more affordable

• Increases net pay by allowing employee to pay for medical insurance with pre-tax dollars



Worker's Compensation | Back to Top

LCK Services has established a relationship with the leading writers of worker’s’ compensation coverage to offer an effortless, accurate and affordable solution to worker’s compensation insurance. Our “pay-as-you-go” approach allows premiums to be calculated and paid every payroll. Using this method you can anticipate fewer, if any, year-end adjustments as well as lower or zero down payment.

EMPLOYER BENEFITS:

• "One-time" only down payment

• Top rated compensation carriers

• Available by phone

• Reduced administration

• Premiums are calculated per payroll so you only pay the premium owed for that payroll

HOW IT WORKS:

As a benefit to LCK Services payroll clients, we will calculate, deduct from your bank account and pay your workers' compensation insurance premiums. LCK Services will calculate your workers' compensation costs accurately thus opening the door to easier Legal Compliance. Every quarter, state-mandated quarterly self-audit reports are automatically filed on your behalf, upon request. With every payroll, LCK Services will provide a detailed report listing the workers' compensation activity for that pay period.



401(k) | Back to Top

LCK Services allows you to take pre-tax dollars and invest them for your future with products that you choose to save for your future needs. LCK Services has partnered with notable and reputable financial service companies in order to provide this extraordinary benefit to the smaller business employer who craves the larger business benefits. Our plan choices give you the latest retirement plan technology with the world's leading investment providers. A complete solution for your retirement plan needs. We allow you the flexibility of choosing the latest plan services, technology features, and plan design support from simple to sophisticated. LCK SERVICES is your one stop shop for the most comprehensive retirement plan available.

PLAN BENEFITS:

• A large array of high performance, with professionally managed name brand investments

• Outstanding and award winning participant communications

• Daily employer access via the Internet and 800 number

• Timely and efficient plan set-up and conversion

• Complete ERISA guidance with custom plan designs and expertise

• Incomparable technology, including:

1. plan sponsor website access
2. on-line investment advice
3. self-directed brokerage account options
4. statements on demand and much more!

• State of the art features, such as:

1. On-line enrollment
2. Custom reporting capabilities available on demand
3. Deposit remittance technology
4. On-line investment advice
5. Sponsor website access
6. Statements on demand via participant Internet account access
7. Self directed brokerage account availability
8. On-line loan processing